Enforcing Judgments Against Individuals – Bankruptcy Notices, Garnishe – Leo Cussen Centre for Law

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Enforcing Judgments Against Individuals – Bankruptcy Notices, Garnishees and Recovery Strategies

Enforcing Judgments Against Individuals – Bankruptcy Notices, Garnishees and Recovery Strategies

$145.00
$145.00
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Enforcement against an individual requires a different assessment from enforcement against a company or other organisation. An individual’s wages, bank accounts, jointly held property and exposure to bankruptcy may create recovery options unavailable against a company, while a company debt does not, without more, give access to a director’s personal assets or income.


This session will discuss:


  • Identifying the debtor: Individual, company, trustee, guarantor and co-debtors.
  • Individual versus company enforcement: Asset pools and insolvency pathways.
  • Bankruptcy notices: Qualifying judgment debt, service, compliance and defects.
  • Attachment of earnings: Employment income, protected earnings and changing employment.
  • Attachment of debt: Bank accounts, third-party debts and recovery timing.
  • Asset intelligence: Examinations, ownership structures and asset movement.
  • Personal guarantees: individual recovery pathways for company obligations.
  • Strategic sequencing: Enforcement leverage, insolvency pressure and recovery economics.